Retail Business Financing

The retail business can be fun and rewarding, but can be full of challenges as well. Seasonal variations, new competitors moving into an area, and the constant need to update inventory are all part of the normal course of business that require having access to capital.

While banks and local loan companies are happy to lend to ultra qualified customers, retail business often have a hard time acquiring funding. Traditional lenders like banks take too long to make a decision, and often require additional collateral and a personal guarantee.

Funding via Merchant Cash Advances

Oxford Funding Source specializes in supplying rapid financing to small businesses that can find conventional financing difficult or impossible to achieve. Oxford Funding Source can supply you with the capital you need via a merchant cash advance. We purchases a certain amount of your future credit card receivables and advances you the cash immediately upon approval, right when you need it. There are no extensive application requirements or long waits for approval. The monies are paid back through a daily deduction of your credit card receipts, with no penalty for prepayment and no personal recourse required.

There are no restrictions on how you use the advance you receive; you may need to beef up on inventory of a seasonal sale, or add personnel at certain times of year. Perhaps your store could use an update with its decorations or fixtures, or maybe you need to conduct a thorough marketing blitz. Any or all of these actions are possible with a merchant cash advance from Oxford Funding Source.

Begin the application process now, and receive your advance when you need it.